YCAB Social Enterprise achieves sustainability through the use of a social investment approach to maximize our impact. The investors of YCAB’s social investment came from YCAB Foundation’s partners and impact investors of YCAB Ventures (PT. PMV) – an arm of YCAB Social Enterprise that runs its mission-driven microfinance program.
Through YCAB’s mission-driven microfinance YCAB is able to provide low-income women entrepreneurs with access to capital. As the prerequisite for these women entrepreneurs to receive loans, their school-aged children have to remain in school and receive basic education and/or vocational skills. In other words, YCAB uses microfinance as a means to an end; the end in sight is education for all. As this is what we believe can break the poverty cycle and promote welfare sustainably.
This is the differentiating factor that distinguishes YCAB from other microfinance operators. As revenue received from this mission-driven microfinance operation is re-invested to support the activities of YCAB Foundation in promoting education.
With this, we are raising a generation of more empowered and independent youth, allowing them to strive for better lives and bigger dreams.